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We needed a new car.  Our dependable 2009 Subaru Forester had 183,000 miles on it and was in need of $3,000-4,000 in repairs.  We just couldn’t justify putting that much money into a vehicle that was in its sunset years (hopefully, no one ever feels that way about me!)  Truth be told, I was angry.

You see, we had just taken a substantial chunk of our savings to pay for my husband’s new truck, which meant, to replace my Forester, we would need to get a car loan.  I despise car loans with a passion . . . really any debt, but especially car loans.  My mind was now on one of my life’s switchbacks . . . . damn it all, we just get ahead, financially, and WHAMO, the rug gets pulled out from under us. (See 1/24/2017 post – Life’s Switchbacks –

“Nope, I’m not gonna go there,” I told myself. “Stay out of that stinkin’ thinkin’ forest . . . . find the good.  Be grateful that we have jobs that allow us to afford a car loan for the vehicle we want.”  In the grand scheme of life, this was just a blip of a setback.  Yes, the kitchen renovation was going on the back burner (no pun intended) . . . again.  Big deal.  Our current kitchen works . . . we aren’t starving!  Keep some perspective here.

So, the day after getting the bummer repair news, we started car shopping, from the comfort of our home . . . gotta love the Internet.!  For poops and grins, I checked out the website for the Subaru dealer from where we had bought the Forester.  It’s not the most convenient as it is two hours from our house, and one never knows what the Wisconsin roads will be like in the dead of winter.

I couldn’t believe what I found . . . . my dream Subaru at a close-out price!  I was like a kid on Christmas morning scrounging for batteries to play with whatever new toy I had gotten. I was running through the house with my iPad screaming for my husband who had picked a terrible time to go to the bathroom! If it hadn’t been 9:00pm, I probably would have jumped in my Forester and driven the two hours, at that very moment.

The next morning, I called the dealership and talked with Ed.  My heart sunk.  It had been sold.  Yet another switchback . . . .  damn it all, just my luck.  Nope, not going there, either.  Just accept the fact it wasn’t meant to be and that something even better will come along.  The Universe will provide.

Three hours later, my phone rings and it was Ed.  In our earlier call, he had said he would see what else they had available and would give me a call back. That was what I was expecting the conversation to be about.  Well, I couldn’t believe my ears . . . . the financing for the people who were buying MY dream Subaru had fallen through.  SHUT UP!!!!! Yup, I kid you not.  Six hours later, my dream Subaru was sitting in our driveway.

Every day, as I get into my car, I am in awe.  Not because of the car . . . it’s just a thing, but because of what it represents.  We were taken care of by the Universe, God, a Higher Power . . . whatever you want to call It . . . and I was able to accept that into my heart.  That’s the AWE part.  You see, in the past, trusting God has not been my strong suit.

Who needs rosary beads when you have a Subaru?!


  1. maria ebert

    16th Mar 2017 - 9:30 pm

    Love your story! I was drawn in to the whole experience! Thanks for sharing!

  2. Betsy Haimson

    16th Mar 2017 - 10:17 pm

    Wow! Joanna, that’s a great blog for the 21 day challenge. And a fabulous story. Maybe you could sell it to the Subaru marketing department to help pay for your brand new car.
    My question is (I haven’t downloaded the book that goes with the 21 day challenge but I’m doing the challenge my own way):
    I thought this 21-day challenge we were blathering. Your blog is polished, not blathered. Are you able to write your blog without editing and rewriting? If yes, that’s ahhhhmazing. Even with editing, your blog is wonderful! Keep up the engaging blog! And keep enjoying your new car! And if you ever do need a car loan, consider joining the credit union. Their interest rates are a lot more reasonable! The World Council of Credit Unions and its subsidiaries are located in Madison, WI. So right in our state!

    • Joanna Thoms

      18th Mar 2017 - 9:37 pm

      Betsy . . . . so great to hear from you! All my blog posts start out as blathers, then “polished” up for posting.

      Regarding credit unions, that is where we “bank” and get loans when needed. Love that they are locally owned and non-profit!

      Take care of you,


  3. Tina

    11th Jun 2017 - 1:41 pm

    Cool story. I like that you recognized the negative thinking and the hole that creates and were rewarded for staying above it. It’s amazing what happens when you make a couple of calls and ask the correct questions. So glad this worked out for you!

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